With Capitec Bank, you can choose the terms that suit you and get a personalised credit plan of up to R250 000 in cash over one to 84 months. Dependent on your affordability and credit profile, the money will be available in your account immediately after approval. You have fixed monthly repayments, as well as free retrenchment and death cover.
Personalised credit means that you get the best offer based on your profile and your need, with lower fees and at the best possible interest rate.
If you need to do home improvements, pay for education, buy a car, etc., our personalised credit is the best option. Remember that the term will affect your instalments, so be certain that you will be able to repay the monthly instalments over the whole term.
- Credit is approved in minutes and the money is available immediately
- Fixed monthly repayments
- Interest rates from 12.9%
- Consolidate all your existing loans for easier monthly repayments
- Affordable credit insurance including retrenchment and death cover
- Manage your credit using our app